If you are a residential or commercial real estate owner or buyer, you want protection for the property you own or are purchasing. That protection is title insurance. A real estate attorney has the experience and skills to provide very careful analysis of real estate documents that affect your property and the rights and liability of both sellers and buyers. Dan Hogue ensures that the property you are buying is free of all unacceptable liens, encumbrances, title defects and more. Title insurance is your protection — as a lender or a homeowner — against these risks.
There are two basic types of title insurance policies — one for lenders and one for owners. I am Dan Hogue, and I work with you to determine the best type of title insurance that suits you and meets your needs.
It pays for you, as a homeowner, to be knowledgeable about your insurance policy. These policies may have various coverage exclusions for situations such as:
There are various exclusions from coverage, and all homeowners should discuss these issues with their attorneys before closing or refinancing. To find out how I help protect you and your property from unnecessary risk and harm, contact me today.